Start saving early

My daughter absolutely loves her piggy bank. It’s a fluffy ladybug that makes a sound every time a coin is dropped in it. You should see the way her face lights up when she hears that noise; it’s a smile that says, Yes, it’s mine!”

Most of us can relate to that early part of our lives when we had a piggy bank. It could have been a small wooden box that your father made for you, or a ceramic one your mom bought from the shop around the corner. Or maybe you were one of those ingenious kids who made theirs out of an old milk tin or small cardboard box. It really didn’t matter what it looked like; all that mattered was that you had a little treasure chest somewhere you could turn to on a rainy day if you needed some money for treats.

As kids, it somehow seemed easy to put something away for a rainy day but it became more challenging as we grew into adults. With bills to pay and activities to plan for, saving for the future seems to fall right to the bottom of the to-do list. However, if there is one thing that should stay at the very top, it’s thinking about your savings.

We can all agree that life is full of uncertainties, so it’s important to have a nest egg somewhere that you can fall back on. Many financial experts have prescribed percentages of your income that you should save; my personal view is somewhere between 5–10%. No matter what you earn, you should think about an amount to consistently put aside from every paycheck.

You should also think about where to put your savings that allows you earn some interest and ensure your money is safe. There will always be a rainy day, so set some money aside in a safe place then grow it gradually and consistently.

“In the morning sow your seed,
And in the evening do not withhold your hand;
For you do not know which will prosper,
Either this or that,
Or whether both alike will be good.”
Ecclesiastes 11:6 (NKJV)

Watch Bible Clip Series – Start saving early


  1. Thanks for prompting us to take action as we encourage our kids to learn the wisdom of saving!


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